The Jensen Family
est. helped us save 12 years' worth of home loan repayments. We've trusted Raphael for over 8 years and couldn't speak more highly of est Financial.
Are you dreaming ofa better future?
Dreaming of paying off your home faster, retiring comfortably, helping the kids in the future, or just want to take more holidays? Let est. help turn your financial plans and goals into reality.
est. provides sensible, strategic financial steps with life-changing results. With over twenty years of experience, est. helps keep more of your hard-earned cash in your pocket to spend on things you actually enjoy, rather than wasting it on crippling loans and tax.
- 3,000+Clients Helped
- $400M+Loans Settled
- 30+Years Experience
- 5★Clients Rating
A Faster Way
to Financial Freedom.
est. keep the big picture in mind and manage every step along the journey. Our industry-leading, personalised investment strategies effectively grow your capital and minimise tax and loan payments to put more cash in your pocket.
est. make wealth management accessible and affordable so every Australian can turn their aspirations into reality by achieving better financial outcomes.
est. keep the big picture in mind and manage every step along the journey. Our industry-leading, personalised investment strategies effectively grow your capital and minimise tax and loan payments to put more cash in your pocket.
est. make wealth management accessible and affordable so every Australian can turn their aspirations into reality by achieving better financial outcomes.
est. brings all the pieces together.
Success Stories.
Ancy Matthews
With guidance from est. team, Ancy moved from feeling overwhelmed and unsure to feeling informed.
Lavina M & Darryl D
est. helped us protect our hard-earned money, understand our options, and move forward with confidence.
Mark
He started out feeling cautious and overwhelmed. With est. by his side, he went on to purchase two properties and build a more secure financial future.
Julie Ott
Julia’s Queensland apartment investment doubled in value, helping her build greater wealth and confidence for the future.
The Macchia
With the right investment strategy and support from est., they created greater security and opportunity for their family’s future.
Rob James
With est., Rob turned smart property investment into a clearer path towards the retirement he envisioned.
Gary & Jenny
Approaching retirement, this couple turned to est. for clarity, making their property investment journey simple and straightforward.
K+S Kinsella
The Kinsella family built $250K in wealth through smart property investing, turning the right strategy into a significant financial result.
Do you look back and
wish you had invested?
Would you go back 25 years and buy your family home? A home cost $389,000 then and is worth $1.7* million today.
We understand that looking after your personal finances can be complicated, time-consuming & stressful, but delaying financial decisions costs you more. The gap between incomes and property prices is getting wider, so the longer you take to invest, the further behind you fall.
As interest rates, inflation, and the cost of living continue to rise, just paying a mortgage off is getting harder. The reality is, you will struggle to get ahead on your personal income alone. Rather than working longer hours, est. will show you how sensible strategic investments can make your money work harder for you.
For most Australians, delaying financial decisions could cost them a stress-free, comfortable retirement.
*ABS 6% annual growth in Australian property
Ready When You Are.
Speak with an Expert
Start the Conversation
Call Now 1300 123 ESTSpeak with our expert team today. Give us a quick call and get the answers you need.
Get in Touch
Prefer to Chat Later?
Secure Your BookingSchedule a free consultation with our experienced team, based in Sydney.
Credentials.
- License No.
Est Home Loans holds Australian Credit Licence Number: 387025
Est Home Loans and Est Mortgages are authorised credit representatives of Specialist Finance Group.- Est Property Pty Ltd License Number
- 10063360
- Est Management Pty Ltd License Number
- 4347323
- Our Trusted Partner.
We work with our trusted partner, Simon Liddle, who is an authorised representative of Avana Financial Solutions Pty Ltd (AFSL 516325)
Simon’s ASIC Authorised Representative number is 431197
You can view his credentials directly below.
Hear from Our Clients.
Wow, what a great team. Wow, wow, wow.
A huge thank you Michael, and obviously Raf and Paul also for the years of support and guidance and probably more importantly FRIENDSHIP.
I would never have imagined 5 or more years ago we would now be building our dream home and a massive help to this has been est.
Kind of funny how taking one cold call and for some reason agreeing to a sit down (I never do that) affected our lives so much and so positively. Obviously, we still have QLD and the central coast with you, but we do look forward to more in the future.
SIMPLY THE BEST.
Amazing service from start to finish. They made our property purchase process run smoothly, friendly reminders and relevant updates just made things so much easier. Massive thank you.
We are more than happy with the service and support you and the team at est. have given us in the purchase of our property. You have made it so easy for us and to know that you are there for any queries we have had has been a huge comfort for us. We can't thank you enough.
The team at est really helped me figure out how to achieve the short term and long term financial goals and beyond! They are so comprehensive and helped me explore options I hadn't considered. I will be using est. for a long time to come. Thank you!
They helped us secure another investment property with advice tailored perfectly to our situation. Great communication the whole way through — made the process so easy!
est. team are truly amazing. They went above and beyond to help me when I was in financial crisis and they were able to help me get my loan. I couldn’t have done this without them and I’m truly grateful. They are so professional in what they do that everyone around me had concerns but they assured me that they know what they are doing and they will do their best and if all else fails they will not abandon me and luck was on my side. They did an amazing job. I will never forget the team, they are like family to me.
Great people to deal with and I never thought I’d be able to cut down a few years from my mortgage, until I got my complimentary consult. Thank you guys!!
Book A Free Discovery Session.
The friendly team of est. experts will discuss your current financial situation and learn more about your future goals. They explain a bit more about how you can get your money working harder. There’s no obligation and regardless of whether you decide to work with us or not, you’ll still get a ton of value from the call.